Austin Does Loans | Premier Arizona Mortgage Broker

Cheaper. Easier. Better.

Getting a mortgage should not be hard. With 270+ lenders competing for your business, I'll find the perfect loan for your unique situation.

270+ Lenders
$100M+ Funded
500+ Happy Clients
15 Days Avg Close
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Buy a Home

Get pre-approved in minutes with our simple online application. Shop with confidence knowing your financing is secured.

Get Pre-Approved
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HELOC Express

Access your home's equity in as little as 5 minutes. Quick online process with instant decision - no lengthy paperwork.

Access Portal
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Refinance

Lower your rate, reduce your payment, or cash out equity. See your options with no obligation or credit impact.

Check Rates

Why Brokers Are Better

Unlike banks that only offer their own products, I shop 270+ lenders to find you the best rates and terms.

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270+ Lender Network

Access to wholesale rates from hundreds of lenders means better rates and more options than any single bank can offer.

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Lightning Fast Closings

Average closing in just 15 days vs 30-45 at banks. Pre-approval in minutes, not days.

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Personal Service

You're not just a number. Direct access to me throughout the entire process - nights, weekends, whenever you need.

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Creative Solutions

Self-employed? Credit challenges? Unique situation? I have non-QM and alternative programs banks won't tell you about.

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Transparent Process

No hidden fees, no surprises. Know exactly where you stand at every step with clear communication and online tracking.

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Proven Results

Over $100M funded, 500+ happy homeowners, and years of expertise. Your success is my reputation.

Loan Programs for Every Situation

Whatever your needs, I have access to the right loan program for you.

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Conventional

Traditional loans with competitive rates and as little as 3% down

From 3% Down
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VA Loans

Zero down payment options for eligible veterans and service members

0% Down
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FHA Loans

Government-backed loans with just 3.5% down payment required

3.5% Down
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Jumbo Loans

Financing for luxury homes above conventional loan limits

Up to $3M
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USDA Loans

100% financing for eligible rural and suburban properties

0% Down
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Non-QM Loans

Bank statement, asset utilization, and self-employed options

Flexible
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Commercial

Business property financing and investment opportunities

Various
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DSCR Loans

Investment property loans based on rental income potential

Investors

Simple 4-Step Process

From application to keys in hand in as little as 15 days

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Quick Application

5-minute online application or use our HELOC portal for instant decisions. Get pre-approved same day.

2

Shop Lenders

I shop 270+ lenders to find your best rate and terms. You see all options transparently.

3

Lock Your Rate

Choose your perfect loan and lock your rate. I handle all paperwork and coordination.

4

Close & Celebrate

Smooth closing process with clear communication. Get your keys and start making memories!

What Clients Say

Real experiences from real homeowners

"Austin and the NEXA team were a dream come true when it came to buying our first home. Austin's dedication and expertise made the entire experience seamless. He was there every step of the way, explaining each detail with precision and patience."

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Donnae LaMastres

First-Time Buyer
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"My most recent experience was excellent. The process was user friendly, thorough, and most importantly super fast! Anyone that has been in a tight financial spot can definitely appreciate the speed in which my loan was submitted and closed successfully."

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Denise Cuyjet

Refinance Client
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"The HELOC portal is amazing! Got approved in minutes for a line of credit. Austin's knowledge of alternative lending programs helped me when other banks said no. Highly recommend!"

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Michael Rodriguez

HELOC Client
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Frequently Asked Questions

Get answers to the most common mortgage questions

How is the HELOC Portal different? +
Our HELOC Portal revolutionizes home equity access. Complete your application online in under 5 minutes, get an instant decision, and access your funds quickly. No lengthy paperwork, no waiting weeks for approval - just fast, easy access to your home's equity.
How is a mortgage broker different from a bank? +
Think of a bank as a retail store that only sells its own brand. As a mortgage broker with NEXA Mortgage, I have access to over 270 different lenders. This means I can shop on your behalf to find the most competitive rates and programs that best fit your unique situation, potentially saving you thousands.
What's the difference between interest rate and APR? +
The interest rate is the cost of borrowing the money for the home itself. The APR (Annual Percentage Rate) includes the interest rate plus other costs like lender fees and mortgage insurance. While a low rate is attractive, the APR gives you the true cost of the loan.
Do I really need 20% down? +
No! This is a common myth. FHA loans require as little as 3.5% down, conventional loans can be obtained with just 3% down, and VA loans often require no down payment at all. I can also help you explore down payment assistance programs.
What credit score do I need? +
There isn't one magic number. Different loan programs have different requirements. FHA loans can work with scores as low as 580, while conventional loans typically require 620+. Don't count yourself out - I review your complete financial profile to find lenders and programs that will work for you.
When should I lock my interest rate? +
Rate locks typically last 30-90 days. Timing is strategic - lock too early and you might miss if rates drop, wait too long and rates might rise. I monitor the market daily and provide professional guidance based on your risk tolerance to help you make the best decision.

Our Expert Team

Dedicated professionals committed to your mortgage success

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Austin Weinland

Principal Mortgage Advisor

Leading the team with years of experience and a commitment to finding the perfect loan for every client.

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Alex Chen

Lender Communication Partner

Ensuring smooth communication between lenders and clients for faster closings.

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Jessica Miller

File Coordinator

Managing documentation and keeping your file moving smoothly through the process.

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Jake Duncan

Tech Implementation Manager

Leveraging technology to make your mortgage experience faster and more efficient.

Ready to Save Thousands?

Join 500+ happy homeowners who chose smarter financing

Get in Touch

Multiple ways to start your journey home

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Call Direct

480-848-5108

Available 7 days a week

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Visit Office

5559 S Sossaman Rd
Bldg #1, Ste #101
Mesa, AZ 85212

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Website

www.austindoesloans.com

Online resources & tools

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Apply Online

Start Application

5-minute process

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HELOC Express

Access Portal

Instant decisions

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Email

[email protected]

24-hour response time